Who Wants Guaranteed Lifetime Income?

Montgomery Taylor, CPA, CFP, has written a book which presents a new approach to planning for retirement and leaving a legacy. Whether you’re retiring in the next decade or already retired, Before It’s Too Late will have you rethinking your retirement plan.

“This book includes all the ingredients and instructions to create a successful retirement and beyond! I have served as a Retirement Board of Trustee and Deferred Compensation Administrator for many years. I would recommend this book for the thousands of participants in those Programs!” – Rod Dole, Retired Auditor-Controller, County of Sonoma.

The Problem? The average Baby Boomer has less than $50,000 accumulated for retirement, primarily due to bad habits and investing money in places where economic downturns can diminish a nest egg. The solution? Social Security isn’t the answer. Taking ownership is the answer—through asset optimization and proper financial planning.

In his book, Before It’s Too Late, Monty addresses the question, ‘How do we achieve a guaranteed lifetime income that never runs out?’ With solid advice and personal anecdotes, he provides insights on achieving lifetime income through a technique of laddering various types of annuities.

“The way to ensure that you don’t run out of money during your lifetime is to develop your own Uninterrupted Pension System (UPS). With specialized insurance contracts available these days, we can replicate the secure monthly pension checks our parents and grandparents had during their golden years. This strategy will give you a level of comfort and certainty which is priceless.”

Before It’s Too Late gives us the keys to building steady retirement income in straight-forward, simple terms. A must read for anyone thinking about retirement.

A lifetime resident of Sonoma County, Montgomery Taylor (Monty) grew up in the Alexander Valley (Healdsburg). His 33-year career in financial services began as a stockbroker, then as a Certified Public Accountant, Certified Financial Planner, and Registered Investment Advisor. He is the owner of his own CPA firm in Santa Rosa, Montgomery Taylor, CPA, and a separate investment management company, Montgomery Taylor & Company, LLC.

For more information, or to arrange a personal interview with Montgomery Taylor, call (707) 576-8700 or email monty@taxwiseadvisor.com.