Financial Planning and Retirement Planning

We want to help you plan a retirement that simplifies your life

To live your best life, you need to do more than just dream about the future. You need to plan it. At Montgomery Taylor Wealth, planning is central to everything we do for you.

Financial Planning

Financial planning should be holistic, meaning it should take into consideration all aspects of your financial life including the following:

  • Assets
  • Liabilities
  • Taxes
  • Insurance policies
  • Estate documents
  • Pension plans

If anyone of these aspects is not included, your plan may be unbalanced, leaving a potential hole or obstacle in your future.

At Montgomery Taylor Wealth, we specialize in providing you complete, comprehensive financial and retirement planning.  We integrate the various components of your finances to gain efficiency, tax sensitivity, reduce fees and minimize missed opportunities. This allows us to truly work in your best interest.

Retirement Planning

In the past, many people had pensions from employers.  Today, few enjoy that benefit. Instead, you are responsible for saving and investing money in order to fund your own retirement.

Most people do that by investing in a 401(k) or other employer retirement plan.  However, most of these plans are generally invested in the stock market, making your retirement money subject to the whims of economic conditions.

Retirement plans require a high level of risk control.  We’ll work with you to make sure it’s invested in a way that is appropriate based on the current market cycle and your investment objectives.

Click here to take the Risk Questionnaire to find what risk number best suits you. We use this tool to compare your risk comfort level with your current portfolio and to help suggest the right allocation for you going forward.

Sometimes you may want more assurance.  Fortunately, there are other strategies that can help you secure your future.  At Montgomery Taylor Wealth, we can help you create something we call the UPS, or Uninterrupted Pension System.  This is a strategy we use to provide you with an income stream in retirement.

Based on a comprehensive suitability review, our team can create a UPS plan using fixed indexed annuities, a type of contract backed by an insurance company.  This allows us to transfer the investment risk from you to an insurance company. While not perfect, these UPS arrangements can be a very useful way to guarantee part or all of your income in retirement.  Because fees are important, we help you build these strategies with lower fee products that make the process more efficient.

We use this strategy and many more to help you plan a retirement that simplifies your life and helps you feel more confident about the future.

At Montgomery Taylor Wealth, we can help you create something we call the UPS, or Uninterrupted Pension System.

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How can you transfer your retirement savings today to have more control over them tomorrow?